The Importance of Selecting a Quality Whole Life Insurance Company

There are many different companies which offer whole life insurance policies - make sure you decide upon a company that has a proven, reliable financial record as well as a high standard of integrity within the industry to meet your contract's guaranteed obligations

The Guardian Life Insurance Company of America offers qualities you should evaluate in this process, including:

• History and experience as a mutual company - Founded in 1860, Guardian is one of the largest life insurance companies in the United States operating as a mutual company owned by its policyowners.
• Dividend history - Guardian has paid out dividends to its policyholders every year since 1868. Paying steady dividends to policyholders is one of the most important company objectives.
• Cost-efficient policies - For over a decade, Guardian has consistently ranked among the leaders of all U.S. life insurance companies for cost-efficient policies. This ranking is based on an industry standard called "Surrender Cost Index.:*
• Numerous optional riders and benefits - Guardian offers outstanding choices in customizing your whole life policy to meet specific financial objectives.
• Exceptional policyholder service - Guardian treats its policyholders like the company owners they are, delivering outstanding service through many of the top financial professionals in the United States. Among both consumers and professionals, Guardian is recognized as one of the top whole life providers in the life insurance industry.

* based on studies conducted by A.M. Best and Blease Research